Disclaimer US MTN programme

You are requested to review the following information and make the following confirmation each time you seek to access this restricted information and portion of the website. Your confirmation must be true and accurate.

The information to which this gatepost gives access is exclusively intended for persons who are not residents of the United States and who are not physically present in the United States. This information does not constitute an offer, or an invitation to purchase, securities of KBC Group NV (“KBC Group”) in the United States or in any other jurisdiction in which such offer or invitation is not authorized or to any person to whom it is unlawful to make such offer or solicitation. Potential users of this information are requested to inform themselves about and to observe any such restrictions.

KBC Group’s securities cannot be offered or sold in the United States without registration under the U.S. Securities Act of 1933, as amended, (the “Securities Act”) or pursuant to an exemption from such registration. KBC Group has not registered, and does not intend to register, any of its securities under the Securities Act or to conduct a public offering of securities in the United States.

The information to which this gatepost gives access is not directed at, and may not be viewed by or distributed to (a) persons who are “retail investors” (as defined below); (b) persons in the United Kingdom, except for persons who are not retail investors and who (i) have professional experience in matters relating to investments falling within Article 19(5) of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005 as amended (the “Order”), or (ii) are otherwise persons to whom the materials may be lawfully communicated; (c) persons in any Member State of the European Economic Area, except for persons who are not retail investors and who are “qualified investors” within the meaning of Article 2(e) of Regulation (EU) 2017/1129, as amended or superseded (the “EU Prospectus Regulation”); or (d) any other persons who are not persons to whom the materials may be otherwise lawfully communicated under the laws of any other jurisdiction.

As used in this disclaimer, a “retail investor” means a person who is (i) a retail client as defined in point (11) of Article 4(1) of Directive 2014/65/EU (as amended, “MiFID II”);  (ii) a customer within the meaning of the Insurance Distribution Directive, where that customer would not qualify as a professional client as defined in point (10) of Article 4(1) of MiFID II; (iii) a retail client, as defined in point (8) of Article 2 of Regulation (EU) No 2017/565 as it forms part of United Kingdom domestic law by virtue of the European Union (Withdrawal) Act 2018 (the “EUWA”); and/or (iv) a customer within the meaning of the provisions of the Financial Services and Markets Act 2000 (as amended, the “FSMA”) and any rules or regulations made under the FSMA to implement the Insurance Distribution Directive, where that customer would not qualify as a professional client, as defined in point (8) of Regulation (EU) No 600/2014 as it forms part of domestic law by virtue of the EUWA (“UK MiFIR”).

This communication is not addressed to “consumers” (consumenten/ consommateurs) within the meaning of the Belgian Code of Economic Law (Wetboek van economisch recht/ Code de droit économique), as amended.

By selecting “I agree” below and proceeding to view the materials to which this gatepost gives access, you warrant that (a) you have read, understand and agree to comply with all of the restrictions set forth on the previous page, (b) you are not a resident of or located in the United States, and (c) you will not transmit or otherwise send any information contained in this website to any person in the United States or to publications with a general circulation in the United States.

These materials are not intended for, directed at or accessible by persons located in the United States. However, persons located in the United States that make the certifications below can access these materials. Please read the certifications below carefully and provide the information requested in order to receive these materials. If you cannot make the certifications below, please choose “I DO NOT AGREE” below.

Certifications for persons located in the United States

“We are a “qualified institutional buyer” (a “QIB”) as defined in Rule 144A under the US Securities Act of 1933, as amended (the “Securities Act”). Further, if we are acting as a fiduciary or agent for one or more investor accounts, (a) each such account is a QIB, (b) we have investment discretion with respect to each account, and (c) we have full power and authority to make the representations, warranties, agreements and acknowledgements herein on behalf of each such account.”

“We acknowledge that the materials relate to a transaction that is not subject to, or is only available in the United States pursuant to an exemption from, the registration requirements of the Securities Act.”

By clicking “I AGREE” below, you are certifying that the certifications and information provided are accurate and that you would like to access the materials. You agree that the materials you receive are for your own use and will not be distributed to any person outside of your organisation.