Arrears Literature

Abhaile Booklet

Abhaile is a scheme to help homeowners find a resolution to home mortgage arrears. It provides free expert financial and legal advice from qualified and regulated professionals, which are available through MABS or a Personal Insolvency Practitioner (PIP). This guide provides you with an overview of how Abhaile can help you if you are in arrears.

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MABS Leaflet

MABS, the Money Advice and Budgeting Service, is the State’s free money and debt advice service. MABS works with people who may be struggling with debt or who need help in managing their money. This leaflet provides you with an overview of the service offered by MABS.

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Standard Financial Statement (SFS)

The Standard Financial Statement is a budgeting tool which lists all your monthly income and outgoings. In order to carry out an assessment on your request you must complete a Standard Financial Statement (SFS) and send it back to KBC Dublin Branch with all the relevant documentation which may include bank statements, business accounts and payslips.

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Guide to Standard Financial Statement (SFS)

A consumer guide to assist you when completing the Standard Financial Statement (SFS) is provided by the Central Bank of Ireland.

You can find more information here

MARP Guide

This guide is designed to help you understand the Mortgage Arrears Resolution Process (MARP) and what support is available to you. It is a four step process designed to help you if you fall behind in your mortgage repayments or are at risk of falling behind. This code applies to the mortgage loan on your home in Ireland or on a rental property in Ireland provided that the rental property is the only property you own in Ireland.

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Business Banking Financial Difficulty Process

This information booklet will provide you with information regarding our process for the management of Business Banking facilities in arrears.

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Important Information to help people in Mortgage Arrears

The Banking & Payments Federation Ireland is committed to working with borrowers who face genuine difficulty in maintaining mortgage repayments because of changed financial circumstances.

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Exicon DAC (formerly KBC Bank Ireland DAC)
Exicon DAC (in Liquidation) is registered in the Republic of Ireland. Number 40537 Registered Office: Sandwith Street, Dublin 2, Ireland

KBC Bank NV Dublin Branch Regulatory Status
KBC Bank NV is a limited liability company incorporated under the laws of Belgium, with a registered office at Havenlaan 2, 1080 Brussels, Belgium. KBC Bank NV carries on a banking business in Ireland through a branch registered with the Companies Registration Office under Part 21 of the Companies Act 2014, KBC Bank NV Dublin Branch, with registration number 904213 and a registered office at Sandwith Street, Dublin 2, Ireland. KBC Bank NV Dublin Branch is licenced by the National Bank of Belgium in Belgium and is regulated by the Central Bank of Ireland for conduct of business rules.