Global Reporting Initiative (GRI) table 4.0. (2014)

General Standard Disclosures

Strategy and Analysis
profile disclosure	description	cross-reference	external assurance
Strategy and Analysis
G4-1	a. Provide a statement from the most senior decision-maker of the organization (such as CEO, chair, or equivalent senior position) about the relevance of sustainability to the organization and the organization’s strategy for addressing sustainability. The statement should present the overall vision and strategy for the short term, medium term, and long term, particularly with regard to managing the significant economic, environmental and social impacts that the organization causes and contributes to, or the impacts that can be linked to its activities as a result of relationships with others (such as suppliers, people or organizations in local communities). The statement should include: Strategic priorities and key topics for the short and medium term with regard to sustainability, including respect for internationally recognized standards and how such standards relate to long term organizational strategy and success Broader trends (such as macroeconomic or political) affecting the organization and influencing sustainability priorities Key events, achievements, and failures during the reporting period Views on performance with respect to targets Outlook on the organization’s main challenges and targets for the next year and goals for the coming 3–5 years Other items pertaining to the organization’s strategic approach	KBC Group Annual Report 2014, p.7; 8-9; 10-13; 14-39, 48-53	No

Organizational Profile
profile disclosure	description	cross-reference	external assurance
Organizational Profile
G4-3	a. Report the name of the organization.	www.kbc.com/en/articles-association	No
G4-4	a. Report the primary brands, products, and services.	KBC Group Annual Report 2014, p. 24-25 www.kbc.com/en/our-brand	No
G4-5	a. Report the location of the organization’s headquarters.	KBC Group Annual Report 2014, p. 24-25 www.kbc.com/en/contacts-and-head-office	No
G4-6	a. Report the number of countries where the organization operates, and names of countries where either the organization has significant operations or that are specifically relevant to the sustainability topics covered in the report.	KBC Group Annual Report 2014, p. 17, 24-25 www.kbc.com/en/who-we-are www.kbc.com/en/our-structure	No
G4-7	a. Report the nature of ownership and legal form.	KBC Group Annual Report 2014, p. 17 www.kbc.com/en/articles-association	No
G4-8	a. Report the markets served (including geographic breakdown, sectors served, and types of customers and beneficiaries).	KBC Group Annual Report 2014, p. 17, 24-25 KBC Group Passport	No
G4-9	a. Report the scale of the organization, including: Total number of employees Total number of operations Net sales (for private sector organizations) or net revenues (for public sector organizations) Total capitalization broken down in terms of debt and equity (for private sector organizations) Quantity of products or services provided	KBC Group Annual Report 2014, p. 24-25 KBC Group Passport	No
G4-10	a. Report the total number of employees by employment contract and gender. b. Report the total number of permanent employees by employment type and gender. c. Report the total workforce by employees and supervised workers and by gender. d. Report the total workforce by region and gender. e. Report whether a substantial portion of the organization’s work is performed by workers who are legally recognized as self-employed, or by individuals other than employees or supervised workers, including employees and supervised employees of contractors. f. Report any significant variations in employment numbers (such as seasonal variations in employment in the tourism or agricultural industries).	www.kbc.com/en/our-employees	No
G4-11	a. Report the percentage of total employees covered by collective bargaining agreements.	Our Employee Policy, Code of Conduct for KBC Group Employees	No
G4-12	a. Describe the organization’s supply chain.	www.kbc.com/en/our-suppliers	No
G4-13	a. Report any significant changes during the reporting period regarding the organization’s size, structure, ownership, or its supply chain, including: Changes in the location of, or changes in, operations, including facility openings, closings, and expansions Changes in the share capital structure and other capital formation, maintenance, and alteration operations (for private sector organizations) Changes in the location of suppliers, the structure of the supply chain, or in relationships with suppliers, including selection and termination	KBC Group Annual Report 2014, p. 170-171 www.kbc.com/en/shareholder-structure	No
G4-14	a. Report whether and how the precautionary approach or principle is addressed by the organization.	www.kbc.com/en/corporate-governance-charter	No
G4-15	a. List externally developed economic, environmental and social charters, principles, or other initiatives to which the organization subscribes or which it endorses.	Equator Principles: www.kbc.com/en/credit UNPRI: www.kbc.com/en/investments UNGC: COP, UNGC Principles, KBC Blacklist GRI: Group Global Investment Policy	No
G4-16	a. List memberships of associations (such as industry associations) and national or international advocacy organizations in which the organization: Holds a position on the governance body Participates in projects or committees Provides substantive funding beyond routine membership dues Views membership as strategic This refers primarily to memberships maintained at the organizational level.	www.kbc.com/en/intro	No

Identified Material Aspects and Boundaries
profile disclosure	description	cross-reference	external assurance
Identified Material Aspects and Boundaries
G4-17	a. List all entities included in the organization’s consolidated financial statements or equivalent documents. b. Report whether any entity included in the organization’s consolidated financial statements or equivalent documents is not covered by the report. The organization can report on this Standard Disclosure by referencing the information in publicly available consolidated financial statements or equivalent documents.	www.kbc.com/en/reporting-information www.kbc.com/en/our-structure	No
G4-18	a. Explain the process for defining the report content and the Aspect Boundaries. b. Explain how the organization has implemented the Reporting Principles for Defining Report Content."	www.kbc.com/en/reporting-information	No
G4-19	a. List all the material Aspects identified in the process for defining report content.	www.kbc.com/en/reporting-information	No
G4-20	a. For each material Aspect, report the Aspect Boundary within the organization, as follows: Report whether the Aspect is material within the organization If the Aspect is not material for all entities within the organization (as described in G4-17), select one of the following two approaches and report either: The list of entities or groups of entities included in G4-17 for which the Aspect is not material or The list of entities or groups of entities included in G4-17 for which the Aspects is material Report any specific limitation regarding the Aspect Boundary within the organization	www.kbc.com/en/reporting-information	No
G4-21	a. For each material Aspect, report the Aspect Boundary outside the organization, as follows: Report whether the Aspect is material outside of the organization If the Aspect is material outside of the organization, identify the entities, groups of entities or elements for which the Aspect is material. In addition, describe the geographical location where the Aspect is material for the entities identified Report any specific limitation regarding the Aspect Boundary outside the organization"	www.kbc.com/en/reporting-information	No
G4-22	a. Report the effect of any restatements of information provided in previous reports, and the reasons for such restatements.	www.kbc.com/en/reporting-information	No
G4-23	a. Report significant changes from previous reporting periods in the Scope and Aspect Boundaries.	www.kbc.com/en/reporting-information	No

Stakeholder Engagement
profile disclosure	description	cross-reference	external assurance
Stakeholder Engagement
G4-24	a. Provide a list of stakeholder groups engaged by the organization.	KBC Group Annual Report 2014, p. 22, 41-45, 46-47 Report to Society 2014, p. 24-30	No
G4-25	a. Report the basis for identification and selection of stakeholders with whom to engage.	KBC Group Annual Report 2014, p. 22, 41-45, 46-47 Report to Society 2014, p. 24-30	No
G4-26	a. Report the organization’s approach to stakeholder engagement, including frequency of engagement by type and by stakeholder group, and an indication of whether any of the engagement was undertaken specifically as part of the report preparation process.	KBC Group Annual Report 2014, p. 22, 32-33, 41-45, 46-47 Report to Society 2014, p. 24-30	No
G4-27	a. Report key topics and concerns that have been raised through stakeholder engagement, and how the organization has responded to those key topics and concerns, including through its reporting. Report the stakeholder groups that raised each of the key topics and concerns.	KBC Group Annual Report 2014, p. 22, 32-34, 41-45, 46-47 Report to Society 2014, p. 24-30	No

Report Profile
profile disclosure	description	cross-reference	external assurance
Report Profile
G4-28	a. Reporting period (such as fiscal or calendar year) for information provided.	www.kbc.com/en/reporting-information	No
G4-29	a. Date of most recent previous report (if any).	www.kbc.com/en/reporting-information	No
G4-30	a. Reporting cycle (such as annual, biennial).	www.kbc.com/en/reporting-information	No
G4-31	a. Provide the contact point for questions regarding the report or its contents.	www.kbc.com/en/reporting-information	No
G4-32	a. Report the ‘in accordance’ option the organization has chosen. b. Report the GRI Content Index for the chosen option. c. Report the reference to the External Assurance Report, if the report has been externally assured. GRI recommends the use of external assurance but it is not a requirement to be ‘in accordance’ with the Guidelines.	www.kbc.com/en/reporting-information	No
G4-33	a. Report the organization’s policy and current practice with regard to seeking external assurance for the report. b. If not included in the assurance report accompanying the sustainability report, report the scope and basis of any external assurance provided. c. Report the relationship between the organization and the assurance providers. d. Report whether the highest governance body or senior executives are involved in seeking assurance for the organization’s sustainability report.	www.kbc.com/en/reporting-information	No

Governance
profile disclosure	description	cross-reference	external assurance
Governance
G4-34	a. Report the governance structure of the organization, including committees of the highest governance body. Identify any committees responsible for decision-making on economic, environmental and social impacts.	KBC Group Annual Report 2014, p. 20 Report to Society 2014, p. 8 www.kbc.com/en/corporate-governance-charter	No

Ethics and Integrity
profile disclosure	description	cross-reference	external assurance
Ethics and Integrity
G4-56	a. Describe the organization’s values, principles, standards and norms of behavior such as codes of conduct and codes of ethics.	KBC Group Annual Report 2014, p. 18, 23 www.kbc.com/en/business-ethics	No

Specific Standard Disclosures

Category: Economic

Material Aspect: Economic Performance
profile disclosure	description	cross-reference	external assurance
Material Aspect: Economic Performance
G4-DMA	a. Report why the Aspect is material. Report the impacts that make this Aspect material. b. Report how the organization manages the material Aspect or its impacts. c. Report the evaluation of the management approach, including: The mechanisms for evaluating the effectiveness of the management approach The results of the evaluation of the management approach Any related adjustments to the management approach	www.kbc.com/en/reporting-information	No
G4-EC1	a. Report the direct economic value generated and distributed (EVG&D) on an accruals basis including the basic components for the organization’s global operations as listed below. If data is presented on a cash basis, report the justification for this decision and report the basic components as listed below: Direct economic value generated: Revenues Economic value distributed: Operating costs Employee wages and benefits Payments to providers of capital Payments to government (by country) Community investments Economic value retained (calculated as ‘Direct economic value generated’ less ‘Economic value distributed’) b. To better assess local economic impacts, report EVG&D separately at country, regional, or market levels, where significant. Report the criteria used for defining significance.	KBC Group Annual Report 2014, p. 21, 26-27, 176-178 Report to Society 2014, p. 11-12, 19	No
G4-EC2	a. Report risks and opportunities posed by climate change that have the potential to generate substantive changes in operations, revenue or expenditure, including: A description of the risk or opportunity and its classification as either physical, regulatory, or other A description of the impact associated with the risk or opportunity The financial implications of the risk or opportunity before action is taken The methods used to manage the risk or opportunity The costs of actions taken to manage the risk or opportunity	KBC Group Annual Report 2014, p. 21 Report to Society 2014, p. 19 KBC Group CDP report 2014	No
G4-EC4	a. Report the total monetary value of financial assistance received by the organization from governments during the reporting period, including, as a minimum: Tax relief and tax credits Subsidies Investment grants, research and development grants, and other relevant types of grants Awards Royalty holidays Financial assistance from Export Credit Agencies (ECAs) Financial incentives Other financial benefits received or receivable from any government for any operation b. Report the information above by country. c. Report whether, and the extent to which, the government is present in the shareholding structure.	KBC Group Annual Report 2014, p. 29, p. 45 Report to Society 2014, p. 11	No

Category: Environmental

Material Aspect: Energy
profile disclosure	description	cross-reference	external assurance
Material Aspect: Energy
G4-DMA	a. Report why the Aspect is material. Report the impacts that make this Aspect material. b. Report how the organization manages the material Aspect or its impacts. c. Report the evaluation of the management approach, including: The mechanisms for evaluating the effectiveness of the management approach The results of the evaluation of the management approach Any related adjustments to the management approach	www.kbc.com/en/reporting-information	No
G4-EN3	Energy consumption within the organization a. Report total fuel consumption from non-renewable sources in joules or multiples, including fuel types used. b. Report total fuel consumption from renewable fuel sources in joules or multiples, including fuel types used. c. Report in joules, watt-hours or multiples, the total: Electricity consumption Heating consumption Cooling consumption Steam consumption d. Report in joules, watt-hours or multiples, the total: Electricity sold Heating sold Cooling sold Steam sold e. Report total energy consumption in joules or multiples. f. Report standards, methodologies, and assumptions used. g. Report the source of the conversion factors used.	KBC Group Annual Report 2014, p. 21 Report to Society 2014, p.23	No

Material Aspect: Emissions
profile disclosure	description	cross-reference	external assurance
Material Aspect: Emissions
G4-DMA	a. Report why the Aspect is material. Report the impacts that make this Aspect material. b. Report how the organization manages the material Aspect or its impacts. c. Report the evaluation of the management approach, including: The mechanisms for evaluating the effectiveness of the management approach The results of the evaluation of the management approach Any related adjustments to the management approach	www.kbc.com/en/reporting-information
G4-EN15	a. Report gross direct (Scope 1) GHG emissions in metric tons of CO2 equivalent, independent of any GHG trades, such as purchases, sales, or transfers of offsets or allowances. b. Report gases included in the calculation (whether CO2, CH4, N2O, HFCs, PFCs, SF6, NF3, or all). c. Report biogenic CO2 emissions in metric tons of CO2 equivalent separately from the gross direct (Scope 1) GHG emissions. d. Report the chosen base year, the rationale for choosing the base year, emissions in the base year, and the context for any significant changes in emissions that triggered recalculations of base year emissions. e. Report standards, methodologies, and assumptions used. f. Report the source of the emission factors used and the global warming potential (GWP) rates used or a reference to the GWP source. g. Report the chosen consolidation approach for emissions (equity share, financial control, operational control).	KBC Group Annual Report 2014, p. 21
G4-EN16	a. Report gross energy indirect (Scope 2) GHG emissions in metric tons of CO2 equivalent, independent of any GHG trades, such as purchases, sales, or transfers of offsets or allowances. b. Report gases included in the calculation, if available. c. Report the chosen base year, the rationale for choosing the base year, emissions in the base year, and the context for any significant changes in emissions that triggered recalculations of base year emissions. d. Report standards, methodologies, and assumptions used. e. Report the source of the emission factors used and the global warming potential (GWP) rates used or a reference to the GWP source, if available. f. Report the chosen consolidation approach for emissions (equity share, financial control, operational control).	www.kbc.com/en/our-ecological-footprint
G4-EN19	a. Report the amount of GHG emissions reductions achieved as a direct result of initiatives to reduce emissions, in metric tons of CO2 equivalent. b. Report gases included in the calculation (whether CO2, CH4, N2O, HFCs, PFCs, SF6, NF3, or all). c. Report the chosen base year or baseline and the rationale for choosing it. d. Report standards, methodologies, and assumptions used. e. Report whether the reductions in GHG emissions occurred in direct (Scope 1), energy indirect (Scope 2), other indirect (Scope 3) emissions.	www.kbc.com/en/our-ecological-footprint

Material Aspect: Effluents and Waste
profile disclosure	description	cross-reference	external assurance
Material Aspect: Effluents and Waste
G4-DMA	a. Report why the Aspect is material. Report the impacts that make this Aspect material. b. Report how the organization manages the material Aspect or its impacts. c. Report the evaluation of the management approach, including: The mechanisms for evaluating the effectiveness of the management approach The results of the evaluation of the management approach Any related adjustments to the management approach	www.kbc.com/en/reporting-information	No
G4-EN23	a. Report the total weight of hazardous and non-hazardous waste, by the following disposal methods: Reuse Recycling Composting Recovery, including energy recovery Incineration (mass burn) Deep well injection Landfill On-site storage Other (to be specified by the organization) b. Report how the waste disposal method has been determined: Disposed of directly by the organization or otherwise directly confirmed Information provided by the waste disposal contractor Organizational defaults of the waste disposal contractor"	www.kbc.com/en/responsible-paper-consumption-and-recycling	No

Category: Social

Sub-category: Labor practices and decent work

Material Aspect: Employment
profile disclosure	description	cross-reference	external assurance
Material Aspect: Employment
G4-DMA	a. Report why the Aspect is material. Report the impacts that make this Aspect material. b. Report how the organization manages the material Aspect or its impacts. c. Report the evaluation of the management approach, including: The mechanisms for evaluating the effectiveness of the management approach The results of the evaluation of the management approach Any related adjustments to the management approach	www.kbc.com/en/reporting-information	No
G4-LA1	Total number and rates of new employee hires and employee turnover by age group, gender and region a. Report the total number and rate of new employee hires during the reporting period, by age group, gender and region. b. Report the total number and rate of employee turnover during the reporting period, by age group, gender and region.	KBC Group Annual Report 2014, p. 44	No

Material Aspect: Occupational Health and Safety
profile disclosure	description	cross-reference	external assurance
Material Aspect: Occupational Health and Safety
G4-DMA	a. Report why the Aspect is material. Report the impacts that make this Aspect material. b. Report how the organization manages the material Aspect or its impacts. c. Report the evaluation of the management approach, including: The mechanisms for evaluating the effectiveness of the management approach The results of the evaluation of the management approach Any related adjustments to the management approach	www.kbc.com/en/reporting-information	No
G4-LA5	a. Report the level at which each formal joint management-worker health and safety committee typically operates within the organization. b. Report the percentage of the total workforce represented in formal joint management-worker health and safety committees.	www.kbc.com/en/business-ethics Groupwide Stakeholder Employee Policy, Principles for Socially Responsible Business, Code of Conduct and KBC Group Ethics & Fraud Policy	No

Material Aspect: Training and Education
profile disclosure	description	cross-reference	external assurance
Material Aspect: Training and Education
G4-DMA	a. Report why the Aspect is material. Report the impacts that make this Aspect material. b. Report how the organization manages the material Aspect or its impacts. c. Report the evaluation of the management approach, including: The mechanisms for evaluating the effectiveness of the management approach The results of the evaluation of the management approach Any related adjustments to the management approach	www.kbc.com/en/reporting-information	No
G4-LA10	Programs for skills management and lifelong learning that support the continued employability of employees and assist them in managing career endings a. Report on the type and scope of programs implemented and assistance provided to upgrade employee skills. b. Report on the transition assistance programs provided to facilitate continued employability and the management of career endings resulting from retirement or termination of employment.	KBC Group Annual Report 2014, p. 43 Report to Society 2014, p. 22	No

Material Aspect: Diversity and Equal Opportunity
profile disclosure	description	cross-reference	external assurance
Material Aspect: Diversity and Equal Opportunity
G4-DMA	a. Report why the Aspect is material. Report the impacts that make this Aspect material. b. Report how the organization manages the material Aspect or its impacts. c. Report the evaluation of the management approach, including: The mechanisms for evaluating the effectiveness of the management approach The results of the evaluation of the management approach Any related adjustments to the management approach	www.kbc.com/en/reporting-information	No
G4-LA12	Composition of governance bodies and breakdown of employees per employee category according to gender, age group, minority group membership, and other indicators of diversity a. Report the percentage of individuals within the organization’s governance bodies in each of the following diversity categories: Gender Age group: under 30 years old, 30-50 years old, over 50 years old Minority groups Other indicators of diversity where relevant b. Report the percentage of employees per employee category in each of the following diversity categories: Gender Age group: under 30 years old, 30-50 years old, over 50 years old Minority groups Other indicators of diversity where relevant	KBC Group Annual Report 2014, p. 20 www.kbc.com/en/our-employees	No

Material Aspect: Equal Remuneration for Women and Men
profile disclosure	description	cross-reference	external assurance
Material Aspect: Equal Remuneration for Women and Men
G4-DMA	a. Report why the Aspect is material. Report the impacts that make this Aspect material. b. Report how the organization manages the material Aspect or its impacts. c. Report the evaluation of the management approach, including: The mechanisms for evaluating the effectiveness of the management approach The results of the evaluation of the management approach Any related adjustments to the management approach	www.kbc.com/en/reporting-information	No
G4-LA13	Ratio of basic salary and remuneration of women to men by employee category, by significant locations of operation a. Report the ratio of the basic salary and remuneration of women to men for each employee category, by significant locations of operation. b. Report the definition used for ‘significant locations of operation’.	KBC Group Annual Report 2014, p. 41, 150-160	No

Sub-category: Human Rights

Material Aspect: Investment
profile disclosure	description	cross-reference	external assurance
Material Aspect: Investment
G4-DMA	a. Report why the Aspect is material. Report the impacts that make this Aspect material. b. Report how the organization manages the material Aspect or its impacts. c. Report the evaluation of the management approach, including: The mechanisms for evaluating the effectiveness of the management approach The results of the evaluation of the management approach Any related adjustments to the management approach	www.kbc.com/en/reporting-information	No
G4-HR1	a. Report the total number and percentage of significant investment agreements and contracts that include human rights clauses or that underwent human rights screening. b. Report the definition of ‘significant investment agreements’ used by the organization.	www.kbc.com/en/credit	No

Sub-category: Society

Material Aspect: Local Communities
profile disclosure	description	cross-reference	external assurance
Material Aspect: Local Communities
G4-DMA	a. Report why the Aspect is material. Report the impacts that make this Aspect material. b. Report how the organization manages the material Aspect or its impacts. c. Report the evaluation of the management approach, including: The mechanisms for evaluating the effectiveness of the management approach The results of the evaluation of the management approach Any related adjustments to the management approach	www.kbc.com/en/reporting-information	No
G4-SO1	a. Report the percentage of operations with implemented local community engagement, impact assessments, and development programs, including the use of: Social impact assessments, including gender impact assessments, based on participatory processes Environmental impact assessments and ongoing monitoring Public disclosure of results of environmental and social impact assessments Local community development programs based on local communities’ needs Stakeholder engagement plans based on stakeholder mapping Broad based local community consultation committees and processes that include vulnerable groups Works councils, occupational health and safety committees and other employee representation bodies to deal with impacts Formal local community grievance processes	www.kbc.com/en/society KBC Group Community Involvement Policy	No

Material Aspect: Anti-Corruption
profile disclosure	description	cross-reference	external assurance
Material Aspect: Anti-Corruption
G4-DMA	a. Report why the Aspect is material. Report the impacts that make this Aspect material. b. Report how the organization manages the material Aspect or its impacts. c. Report the evaluation of the management approach, including: The mechanisms for evaluating the effectiveness of the management approach The results of the evaluation of the management approach Any related adjustments to the management approach	www.kbc.com/en/reporting-information	No
G4-SO4	a. Report the total number and percentage of governance body members that the organization’s anti-corruption policies and procedures have been communicated to, broken down by region. b. Report the total number and percentage of employees that the organization’s anti-corruption policies and procedures have been communicated to, broken down by employee category and region. c. Report the total number and percentage of business partners that the organization’s anti-corruption policies and procedures have been communicated to, broken down by type of business partner and region. d. Report the total number and percentage of governance body members that have received training on anti-corruption, broken down by region. e. Report the total number and percentage of employees that have received training on anti-corruption, broken down by employee category and region.	KBC Group Annual Report 2014, p. 161-167 www.kbc.com/en/business-ethics	No

Sub-category: Product responsibility

Material Aspect: Product and Service Labeling
profile disclosure	description	cross-reference	external assurance
Material Aspect: Product and Service Labeling
G4-DMA	a. Report why the Aspect is material. Report the impacts that make this Aspect material. b. Report how the organization manages the material Aspect or its impacts. c. Report the evaluation of the management approach, including: The mechanisms for evaluating the effectiveness of the management approach The results of the evaluation of the management approach Any related adjustments to the management approach	KBC Group Annual Report 2014, p. 50	No
G4-PR5	a. Report the results or key conclusions of customer satisfaction surveys (based on statistically relevant sample sizes) conducted in the reporting period relating to information about: The organization as a whole A major product or service category Significant locations of operation	KBC Group Annual Report 2014, p. 31-34, 42	No

Additional Financial Services Sector Specific Indicators

Additional Financial Services Sector Specific Indicators
profile disclosure	description	cross-reference	external assurance
G4-HR1	a. Report the total number and percentage of significant investment agreements and contracts that include human rights clauses or that underwent human rights screening. For financial services, “investment agreements” refers to the range of financing agreements that include standard banking agreements such as loans agreements and underwriting contracts as well as insurance agreements.	www.kbc.com/en/credit	No
G4-DMA FS1	a. Policies with specific environmental and social components applied to business lines.	Controversial Weapons Policy, Human Rights Policy and Climate Change Policy	No
G4-DMA FS4	a. Process(es) for improving staff competency to implement the environmental and social policies and procedures as applied to business lines	KBC Group Annual Report 2014, p. 23	No
G4-DMA FS9	Coverage and frequency of audits to assess implementation of environmental and social policies and risk assessment procedures	www.kbc.com/en/business-ethics	No
G4-DMA FS10, FS11	Percentage and number of companies held in the institution's portfolio with which the reporting organization has interacted on environmental or social issues Percentage of assets subject to positive and negative environmental or social screening	www.kbc.com/en/investments	No

Is deze pagina nuttig voor jou? Ja Nee