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KBC Bank and CBC Banque Warrants and Hedging Options Programme

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KBC Bank NV and CBC Banque SA's securities cannot be offered or sold in the United States without registration under the United States Securities Act of 1933, as amended, or pursuant to an exemption from such registration. KBC Bank NV and CBC Banque SA have not registered, and does not intend to register, any of its securities under the Securities Act or to conduct a public offering of securities in the United States.

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