Our direct environmental footprint

 
  • Measure: We have been calculating the GHG emissions arising from our own operations at the group level since 2015. The data and methodology for the calculations are verified to a level of reasonable assurance and comply with ISO 14064-3. View our 2023 ISO 14064-3 certificate here
  • Reduce: Paramount in our approach regarding our direct footprint, is our commitment to reducing our negative, direct environmental impact. To this end, we set group-wide reduction targets in 2016, and we have tightened them over the years. The most recent targets were set in 2020 and are aimed at our: 
    • Direct emissions: We have the long-term ambition of achieving an 80% reduction in our direct emissions by 2030, as compared to 2015. 
    • Renewable electricity: We set a goal of sourcing 100% of our energy from renewable resources by 2030. We achieved this goal for the first time in 2021. 

We have taken several steps to progress towards these targets, including implementing an ISO 14001 environmental management system in all core countries, investing in energy saving solutions and supporting greener employee mobility. Some entities also introduced an ISO 50001- compliant energy management system. An overview of the certificates of the entities can be found at the bottom of this page.  

  • Carbon offsetting: Since 2021, the last step in our direct footprint approach has been the offsetting of direct GHG emissions that cannot yet be eliminated. We have done so by investing in projects of the highest quality that are certified under the most stringent standards.  For further information on our direct footprint measurements, reduction strategy and carbon offsetting, please see the KBC Group Sustainability Report.  

ISO 14001 Certificates

Country Legal Entity Validity
BE KBC Group NV 27-10-2024
  CBC Banque 03-12-2023
BG UBB AD 18-12-2025
  UBB Interlease EAD 13-12-2025
  DZI General Insurance 18-12-2025
  DZI Life Insurance 18-12-2025
CZ Československá Obchodní Banka a.s. CZ 27-06-2026
HU KBC Asset Management N.V. Magyarországi Fióktelepe 02-12-2025
  KBC Global Services NV Magyarországi Fióktelepe 02-12-2025
  KBC Securities Magyarországi Fióktelepe 02-12-2025
  K&H Bank Zrt 02-12-2025
  K&H Biztosító Zrt 02-12-2025
  K&H Csoportszolgáltató Központ Kft 02-12-2025
  K&H Faktor Pénzügyi Zrt 02-12-2025
  K&H Jelzálogbank Zrt 02-12-2025
  K&H Pénzforgalmi Kft 02-12-2025
SK ČSOB a.s. 01-12-2024

ISO 50001 Certificates

Country Legal Entity Validity
BE KBC Groep NV 27-10-2024
CZ Československá Obchodní Banka a.s. CZ 06-07-2025
HU KBC Asset Management N.V. Magyarországi Fióktelepe 02-12-2025
  KBC Global Services NV Magyarországi Fióktelepe 02-12-2025
  KBC Securities Magyarországi Fióktelepe 02-12-2025
  K&H Bank Zrt 02-12-2025
  K&H Biztosító Zrt 02-12-2025
  K&H Csoportszolgáltató Központ Kft 02-12-2025
  K&H Faktor Pénzügyi Zrt 02-12-2025
  K&H Jelzálogbank Zrt 02-12-2025
  K&H Pénzforgalmi Kft 02-12-2025
SK ČSOB a.s. 01-12-2024